Quarterly Update from WealthCo – Business as Usual

Using our integrated team approach, Catalyst Wealth Planning and WealthCo Asset Management currently manage two hundred million dollars for our clients. We are happy to present you with this quarterly […]

Using our integrated team approach, Catalyst Wealth Planning and WealthCo Asset Management currently manage two hundred million dollars for our clients. We are happy to present you with this quarterly update from WealthCo, and would welcome the opportunity to discuss your wealth planning needs and priorities – we’ll even bring donuts!

Business as Usual

We live in an increasingly volatile financial world and often feel that the stress of this is out of our control. Volatility may be considered a fact of life, but it is not entirely out of control – there are alternatives to the stress of market volatility.

Just as choosing to live a healthier lifestyle enables us to have a smoother transition while aging, we find critical points in life where we must choose to enact change. Eating better and exercising more increases our longevity and our bodies’ abilities to handle stress. Choosing to manage your financial future now, in efforts to reduce stress and maintain the health of your investments in the future, is not only beneficial – it’s necessary.

A meaningful allocation to alternative investments could help your portfolio when you need it the most – during volatile periods.

“If I only knew then what I know now…” – Alternative Choices.

Staying the course through challenging times can be the best option in the long term.

This month we have seen major indices take a significant loss, including the TSX reporting the largest single day loss in 3 years. However while economic downturns hit the S&P 500, US Bonds, and rising Bond rates issued at lower rates have hit many traditional investors hard, we at WealthCo were not worried.

In fact, YTD 2018 (to October 17th) the WealthCo Medium Risk Model Portfolio generated a positive return of 2.69% versus a loss of 4.19% for the TSX (during the same period). While admittedly a short timeframe, it demonstrates that our approach is working as intended during this most recent period of market duress.

The WealthCo Asset Management Medium Risk Portfolio endured a correction of only 0.6%.

Individual and institutional investors, including the Canada Pension Plan (with more than 50% allocation noted in their 2018 Annual Report) recognize the benefits of adding alternatives and the important part they already play in the global economy. This suggests that the level of interest in alternative investments will continue to increase. Investors looking to preserve their wealth, and at the same time secure their and their family’s financial future, benefit from having a well-diversified portfolio that includes alternative investments.

Our investment philosophy works.
And our third quarter performance shows it.

Click here for more information and to view the third quarter performance report

If you would like a paper copy of the update, or if you have any questions, please e-mail caitlins@thecatalystgroup.ca